Your Coverage, Your Care

Understand your open enrollment options and get the right health coverage to manage your arthritis.

Starting in 2025, there are new changes to Medicare Part D to help you afford your prescription drugs more easily. Here's what you need to know: 1) Patients enrolled in any Part D plan will not have to pay more than $2000 out-of-pocket for all of your prescriptions for the plan year. 2) You have the option to enroll in the Medicare Prescription Payment Plan, to help spread out those out-of-pocket costs over your plan year.

What’s the Medicare Prescription Payment Plan? Important Changes May Help You Better Afford Your Medications FAQs

Rx for Access

This powerful resource will help you better understand health coverage options and prepare for open enrollment. Choose the right coverage for arthritis care needs and minimize claim denials. Manage the denial process with step-by-step instructions. Reduce costs and find financial assistance programs.

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Paying for Care 2025 Medicare and Marketplace Changes Changes to Medicare Part D and Marketplace insurance may help you afford health care. Learn More

Choosing the Right Coverage The Affordable Care Act: Key Provisions for People With Arthritis Understand how the Affordable Care Act may affect your insurance coverage and costs if you have arthritis. Learn More

Choosing the Right Coverage Stay Informed | Health Insurance and Juvenile Arthritis Learn how to the Affordable Care Act (ACA) can affect health care for your child. Learn More

Managing Health Care Claims Know Your Rights - Under the Affordable Care Act Know what rights you have under the Affordable Care Act and beneficial provisions for people living with arthritis. Learn More

Managing Health Care Claims Managing Health Claims, Denials and Appeals This list of terms will help you understand why a claim has been denied and what steps to take. Learn More

Understanding Health Coverage Solving Your Insurance Puzzle Weighing your options during open enrollment? Here’s how to get the pieces in place to find the right plan. Learn More

Understanding Health Coverage Arthritis Care Checklist Here is a checklist to help you navigate through healthcare coverage. Learn More

Choosing the Right Coverage Choosing the Right Coverage Use these resources to find the right coverage for your healthcare needs. Learn More

Choosing the Right Coverage Preparing for Open Enrollment Here's what you need to know when considering options for open enrollment. Learn More

Choosing the Right Coverage Open Enrollment Checklist Use this checklist to make sure you get the best plan for your healthcare needs. Learn More

Managing Health Care Claims Benefits and Medication Checklist Having access to your prescription medications is key to treating arthritis. This checklist will help you get started. Learn More

Understanding Health Coverage Know Your Rights - Under Medicare With the Affordable Healthcare Act you have certain rights under Medicare. Learn More

Managing Health Care Claims Understanding Your Explanation of Benefits Find out the terms your insurer uses to explain the benefits you get with your coverage. Learn More

Understanding Health Coverage Managing Arthritis Care Costs Learn the basics about health care costs and financial tools available to you. Learn More

Paying for Care Six Ways to Protect Your Medical Identity Learn how to keep your medical identity safe when you are seeking arthritis care. Learn More

Paying for Care Medicare and Medicaid Programs Learn more about state-based consumer assistance programs that help people on Medicare and Medicaid get the best coverage to help pay for health care. Learn More

Paying for Care 10 Tips for Managing Arthritis Care Costs Use these 10 tips to manage and reduce your arthritis care costs. Learn More

Paying for Care Reducing Arthritis Care Costs Look through this list of simple questions to ask your doctor, billing manger and pharmacist to reduce the cost of arthritis care. Learn More

Paying for Care Advocacy and Arthritis Laws With the rising cost of medications and certain insurance practices, here is what you can do for better access to prescriptions. Learn More

Paying for Care Financial Tools to Reduce Costs Use these financial tools to help reduce the costs of healthcare expenses. Learn More

Paying for Care Accumulator Adjustment Programs Increasingly, pharmacy benefit managers and insurers are using co-pay assistance accumulator programs to prevent such assistance from counting toward patients’ deductibles, shifting more costs to patients. Learn More

We Are Here to Support You

Reach Out to Our Helpline

Our trained Helpline team is here to help answer your questions about arthritis and how to manage it. They can tell you about open enrollment for insurance, important changes to Medicare drug plans, treatment options, navigating medical systems and more.

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